Get Life Insurance
Life insurance is a simple and affordable way to provide peace of mind for yourself and your loved ones. You’ll get a policy based on your unique needs.
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Term life insurance
Term life insurance provides coverage for a predetermined amount of time, typically between 1 – 35 years. Death benefit will payout if the policy owner passes away within the term of the policy.
Cost effective option for young growing families or individuals looking for more affordable coverage.
There is no guarantee of renewal when the term ends; however, certain term policies may allow for an option to renew.
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Whole life insurance
Benefit amounts
from $25,000 to $500,000
Policy issue ages
18-65
Great for:
People who want to have a policy that covers their needs for life and comes with cash value savings.
Details
Guaranteed level premiums, which means the rate you get today will never go up (as long as you keep up with payments).
Depending on eligibility and state availability, your death benefit will either kick in immediately or after 2-3 years time to cover deaths from illness, disease, or old age. All accidental deaths are covered immediately
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Index Universal Life
Indexed Universal Life (IUL) is a permanent policy similar to a traditional UL policy through its flexibility of premium and death benefit; however, it also features a higher growth potential through index interest crediting.
The policy owner has the ability to choose a percentage of the cash value to invest within specified “indexes” (such as the S&P 500 or Nasdaq 100) to increase the chances of larger returns.
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No-Medical-Exam Life Insurance
This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
Up to $500,000 death benefit.
No medical exam or blood work is required.
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Burial Insurance for Seniors
Protect your family now and into the future! There’s nothing more important to you than the people you love. You live for them and do everything you can to protect them. That’s why a Senior Whole Life Insurance from PHP Agency - Life Insurance makes so much sense.
Senior Whole Life Insurance is a great way to get life insurance if you are between ages 50 and 80. It comes in small amounts, so it can help pay for final expenses after you’ve passed away, helping your loved ones cover the costs of a funeral or any medical bills left behind.
Since it’s a whole life policy, it provides life-long coverage and premiums that never change.
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Fixed Indexed Annuity
With Fixed Indexed Annuities, premiums are tied to an index and credited in a similar fashion to IULs. As with IULs, Fixed Indexed Annuities offer principal protection and a death benefit, with the possibility for gains contingent upon market performance.
Many More...
And Many More...
Get Started
There’s no better time than now to start looking at insurance coverage options with PHP Life Insurance. If you are ready to begin, we’ll love to help
No stress. No headache. Just Insurance!
Call us for help
877-607-6277
Texas Office:
77 Sugar Creek Center Boulevard Suite 600
Sugar Land Tx, 77478
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Refund Policy: NO REFUNDS. All sales are final.
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